The Seller should gather legible and initialed copies of:

1.   Hardship Letter

2.   2 years tax returns

3.   2 recent pay stubs

4.   2 months bank statements

5.   Financial statement

6.   Mortgage Statement

7.   Bank correspondence

8.   Market America Realty Agreement

If Seller is self employed, also include:

1.   P an L for Business

2.   Last 2 years tax returns

3.   Bank statements from business

4.   Financial Statement from business

Also include any recent appraisals for any real estate owned.